A credit risk score based on real-time cash flow data for underwriting purposes.
API Access
Est. Price
~$6,825/yr est.
Update Frequency
real-time
Pricing Tiers
1
Regions
1
Quality SignalsB
Freshness
Recently enriched
Complete
69%
API
API Available
Product Overview
Open Banking and Financial Connectivity Infrastructure$
Offering: API-based platform for secure bank account connectivity, identity verification, income/asset validation, and payment initiation.
Best for: Fintech developers and lenders building automated underwriting, account verification, and digital payment workflows.
Benefits
- Extensive North American and European bank coverage
- Developer-friendly REST API architecture
- Modular product suite for flexible integration
- High-speed real-time data retrieval
- Strong market standard for consumer-permissioned data
Drawbacks
⚠ Limited utility for institutional-grade investment research · ⚠ Dependency on consumer-permissioned data flows · ⚠ Less comprehensive than enterprise-grade financial intelligence platformsProduct Intelligence
Value Score
48
quality per $
Coverage
75
geo × freq × depth
Try-ability
0
ease of trial
Product Details
Use Cases
credit underwritinglendingrisk assessment
Coverage
Global
Delivery
API
Detected Use Cases
insurancerisk management
Pricing Tiers
Vedex estimate
~$6,825/yr est.
$568.75 estimated
UNKNOWNLOW
Add to Data Room
Get an instant price estimate based on your organization profile — seats, usage rights, and contract term.Estimated ~$6,825/yr est.
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Web Authority
High Authority17 mentions·3 platforms
Academic Papers
10 × 8 pts+80
Blogs & Newsletters
4 × 2 pts+8
LinkedIn
3 × 2 pts+6
Evidence5 sources
Academic Papers
On-Chain Credit Risk Score in Decentralized Finance
by R Ghosh · 2024 · Cited by 1 — This paper introduces the 'On-Chain Credit Risk Score (OCCR Score) in DeFi', a probabilistic measure designed to quantify the credit risk associated with a ...Read mor
Academic Papers
On-Chain Credit Risk Score in Decentralized Finance
This paper introduces the 'On-Chain Credit Risk Score (OCCR Score) in DeFi', a probabilistic measure designed to quantify the credit risk ...
Academic Papers
Sequential Deep Learning for Credit Risk Monitoring with ...
by JM Clements · 2020 · Cited by 78 — calculate a credit risk score for each incoming transaction before the transaction is approved (usually <10 milliseconds). For inactive card ...
Data Dictionary
Expected fields and columns in this data product
About Credit Risk Score
Credit Risk Score is an alternative data product offered by Plaid, available on discovery. Data is updated real-time. API access is available for programmatic integration. Vedex estimates pricing at roughly $6,825/yr (an estimate, not a vendor-published price).
A credit risk score based on real-time cash flow data for underwriting purposes.
About Plaid
Plaid is a platform vendor based in San Francisco, California. Financial data connectivity and open banking infrastructure