# Credit Risk Score by Plaid — Data Product Intelligence

> Source: Vedex (https://vedex.ai) — Alternative Data Vendor Intelligence
> Generated: 2026-10-05T10:03:54.618Z
> Canonical: https://vedex.ai/products/credit-risk-score-f56941

## Overview
- **Product**: Credit Risk Score
- **Vendor**: Plaid
- **Description**: A credit risk score based on real-time cash flow data for underwriting purposes.
- **Use Cases**: ["credit underwriting, lending, risk assessment"]
- **Source Platform**: discovery

## Coverage & Delivery
- **Geographic Coverage**: Global
- **Update Frequency**: real-time
- **Delivery Methods**: ["API"]
- **Has API**: Yes

## Pricing
- **Free**: No
- **Estimated Annual Price**: ~$6,825/yr (Vedex estimate — not a vendor-published price)

### Pricing Tiers
| Tier | Price | Billing | Annualized | Type | Confidence | Source |
|------|-------|---------|------------|------|------------|--------|
| Vedex estimate | ~$568.75 | ESTIMATED | ~$6,825/yr | UNKNOWN | LOW | Vedex estimate |

## Quality Scores
- **Value Score**: 48
- **Coverage Score**: 75
- **Trial Accessibility**: 0

## Vendor Information
- **Vendor**: Plaid
- **Website**: https://plaid.com/
- **Headquarters**: San Francisco, California
- **Vendor Profile**: https://vedex.ai/vendor/plaid-a85c1c/llms.txt

## Source
- **Platform**: discovery
- **Listing URL**: https://plaid.com/products/credit-risk-score

## Links
- Vedex Product Page: https://vedex.ai/products/credit-risk-score-f56941
- Vendor Profile: https://vedex.ai/vendor/plaid-a85c1c
- All Products: https://vedex.ai/products