Provides account and routing numbers for ACH transfers.
API Access
Est. Price
~$600/yr est.
Update Frequency
—
Pricing Tiers
1
Regions
—
Quality SignalsC
Freshness
Recently enriched
Complete
56%
API
API Available
Product Overview
Open Banking and Financial Connectivity Infrastructure$
Offering: API-based platform for secure bank account connectivity, identity verification, income/asset validation, and payment initiation.
Best for: Fintech developers and lenders building automated underwriting, account verification, and digital payment workflows.
Benefits
- Extensive North American and European bank coverage
- Developer-friendly REST API architecture
- Modular product suite for flexible integration
- High-speed real-time data retrieval
- Strong market standard for consumer-permissioned data
Drawbacks
⚠ Limited utility for institutional-grade investment research · ⚠ Dependency on consumer-permissioned data flows · ⚠ Less comprehensive than enterprise-grade financial intelligence platformsProduct Intelligence
Value Score
37
quality per $
Try-ability
20
ease of trial
Product Details
Use Cases
Automated ACH payment processing | Digital wallet funding | Account verification for payroll services | Subscription billing management | Risk mitigation in fund transfers | B2B payment reconciliation | Seamless user onboarding for fintech apps
Delivery
REST API
Pricing Tiers
Vedex estimate
~$600/yr est.
SUBSCRIPTIONMEDIUM
Add to Data Room
Get an instant price estimate based on your organization profile — seats, usage rights, and contract term.Estimated ~$600/yr est.
Request a sample directly from Plaid.
Web Authority
High Authority16 mentions·5 platforms
Academic Papers
10 × 8 pts+80
Reddit
3 × 3 pts+9
Hacker News
1 × 4 pts+4
Blogs & Newsletters
1 × 2 pts+2
LinkedIn
1 × 2 pts+2
Evidence5 sources
Academic Papers
NYU CTF Dataset: A Scalable Open-Source Benchmark ...
By providing a specialized dataset, our project offers an ideal platform for developing, testing, and refining LLM-based approaches to ...
Academic Papers
Unlocking the Potential of ChatGPT
In June 2018, OpenAI released the first version of ChatGPT, which was pre-trained on a massive dataset of over 40 GB of text data from the ...
Academic Papers
Unlocking the Potential of ChatGPT
It utilizes ChatGPT to provide responses, accesses users' financial data through the Plaid platform, and communicates through SMS messages using ...
Data Dictionary
Expected fields and columns in this data product
About Plaid Auth
Plaid Auth is an alternative data product offered by Plaid, available on discovery. API access is available for programmatic integration. Vedex estimates pricing at roughly $600/yr (an estimate, not a vendor-published price).
Provides account and routing numbers for ACH transfers.
About Plaid
Plaid is a platform vendor based in San Francisco, California. Financial data connectivity and open banking infrastructure