Predicts the risk of ACH return for a transaction.
API Access
Est. Price
~$6,825/yr est.
Update Frequency
—
Pricing Tiers
1
Regions
—
Quality SignalsC
Freshness
Recently enriched
Complete
56%
API
API Available
Product Overview
Open Banking and Financial Connectivity Infrastructure$
Offering: API-based platform for secure bank account connectivity, identity verification, income/asset validation, and payment initiation.
Best for: Fintech developers and lenders building automated underwriting, account verification, and digital payment workflows.
Benefits
- Extensive North American and European bank coverage
- Developer-friendly REST API architecture
- Modular product suite for flexible integration
- High-speed real-time data retrieval
- Strong market standard for consumer-permissioned data
Drawbacks
⚠ Limited utility for institutional-grade investment research · ⚠ Dependency on consumer-permissioned data flows · ⚠ Less comprehensive than enterprise-grade financial intelligence platformsProduct Intelligence
Value Score
28
quality per $
Try-ability
0
ease of trial
Product Details
Use Cases
ACH return risk mitigation | Real-time transaction authorization | Fraud detection and prevention | Automated fund availability management | Payment processing optimization | Credit risk assessment for digital lending
Delivery
REST API
Detected Use Cases
fraud detectionrisk management
Pricing Tiers
Vedex estimate
~$6,825/yr est.
$568.75 estimated
UNKNOWNLOW
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Get an instant price estimate based on your organization profile — seats, usage rights, and contract term.Estimated ~$6,825/yr est.
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Web Authority
High Authority15 mentions·2 platforms
Academic Papers
5 × 8 pts+40
LinkedIn
10 × 2 pts+20
Evidence5 sources
Academic Papers
PLaID++: A Preference Aligned Language Model for ...
To generate this dataset, we sample 10,000 crystal structures from our fine-tuned Qwen model for unconditional generation and sample 1,000 ...
Academic Papers
Enhancing Non-Intrusive Load Monitoring with Features ...
To prepare dataset, first, we resampled signals of the PLAID dataset to 3 kHz. Then we extracted 19,000 regions of interest from the PLAID ...
Academic Papers
HiFAKES: High-frequency synthetic appliance signatures ...
In our analysis of amplitude envelopes derived from real-world data, specifically the PLAID dataset, we employed principal component analysis (PCA) to examine ...
Data Dictionary
Expected fields and columns in this data product
About Plaid Signal
Plaid Signal is an alternative data product offered by Plaid, available on discovery. API access is available for programmatic integration. Vedex estimates pricing at roughly $6,825/yr (an estimate, not a vendor-published price).
Predicts the risk of ACH return for a transaction.
About Plaid
Plaid is a platform vendor based in San Francisco, California. Financial data connectivity and open banking infrastructure