# Plaid — Vendor Intelligence Profile
> Source: Vedex (https://vedex.ai) | Generated: 2026-10-05T10:35:07.311Z

## Overview

- **Vendor Type**: platform
- **Headquarters**: San Francisco, California
- **Year Founded**: 2012
- **Employee Count**: 1200
- **Description**: Financial data connectivity and open banking infrastructure
- **Slogan**: The financial infrastructure layer of the internet
- **Domain**: plaid.com
- **Company Website**: https://plaid.com/

## Categories & Sectors

- **Categories**: Financial Data, Open Banking, Identity Verification, Payment Initiation
- **Sectors**: Fintech, Banking, Lending, Wealth Management

## Marketplace Presence

- **Source Platforms**: conference:finovate_finovatefall, fintech_meetup_2026, lendit_fintech_nexus_2026, etail_west_2026
- **Platform Count**: 0
- **Delivery Methods**: REST API
- **Geographic Coverage**: North America, Europe

## Intelligence Scores

- **Vendor Score**: 49.8
- **Market Presence**: 55
- **Trust & Compliance**: 87
- **Integration**: 36.7
- **AI Readiness**: 43
- **Business Maturity**: 79
- **Support & Operations**: 63.7

## Trust & Compliance (vendor-reported)

> These are the vendor's own attestations as collected from public sources, not Vedex's. Verify directly with the vendor.

- **Trust Score**: 100/100 (based on vendor-reported attestations, not verified by vedex)
- **SOC 2 Type II**: Yes (current report available)
- **ISO 27001 Certified**: Yes (with certificate date)
- **GDPR Compliance**: Fully compliant (DPA available)
- **Encryption Standards**: Encrypted APIs
- **Penetration Testing**: Annual third-party penetration testing and continuous internal vulnerability scanning
- **Historical Breach Record**: No public incident found in our search (unverified)
- **Data Residency Options**: US, EU, UK, Client choice
- **Written Compliance Policies**: Data privacy, Insider trading, Consumer rights, Intellectual property, Information security, Anti-corruption, Whistleblowing

## AI & ML Readiness

- **LLM-Friendly Output Formats**: Structured JSON with schemas
- **File Formats Supported**: JSON
- **SDK Languages**: Python, TypeScript/JavaScript, Java, Go, .NET, Ruby

## Business & Funding

- **Funding Stage**: D+
- **Estimated ARR Range**: $100M+
- **Key Customers**: Venmo, Robinhood, Coinbase, Chime
- **Key Partnerships**: Visa, Microsoft, Google Cloud

## Products

### Plaid Exchange
Reported as a platform for financial institutions to connect with fintech apps, mentioned in industry coverage
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-exchange-09a786/llms.txt

### Plaid Transfer
For initiating ACH payments
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-transfer-10b24d/llms.txt

### Plaid Income
Verifies income streams for loan applications.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-income-1e8818/llms.txt

### Plaid Monitor
Provides ongoing monitoring of account status and data.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-monitor-31a94f/llms.txt

### Plaid Payment Initiation
Enables direct bank-to-bank payments.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-payment-initiation-38620e/llms.txt

### Personal Finance Insights
Provides access to transaction, investment, and loan data to help understand a consumer's financial health.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/personal-finance-insights-524746/llms.txt

### Plaid Pay
Payment-related service mentioned in context of ACH and bank transfer capabilities
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-pay-6915bd/llms.txt

### Plaid Portal
Developer portal and dashboard for managing API integrations, referenced in technical documentation
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-portal-8db3dd/llms.txt

### Plaid Assets
Provides asset verification reports for lending and underwriting.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-assets-8eb3d1/llms.txt

### Plaid Liabilities
Provides data on student loans and other debt obligations.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-liabilities-a48c00/llms.txt

### Plaid Dashboard
Analytics and management interface for developers using Plaid APIs
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-dashboard-b527bf/llms.txt

### Plaid Beacon
A fraud prevention and identity network product.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-beacon-b9dfc1/llms.txt

### Plaid Enrich
Cleanses, categorizes, and enhances raw transaction data generated by your own banking products or retrieved from other sources.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-enrich-bb5870/llms.txt

### Plaid Sandbox
Developer testing environment for Plaid APIs
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-sandbox-c396d5/llms.txt

### Plaid Layer
Instant onboarding solution that allows users to create accounts quickly using a phone number.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-layer-c8d7b6/llms.txt

### Plaid Privacy Portal
Consumer-facing privacy controls mentioned in data privacy discussions
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-privacy-portal-ca8077/llms.txt

### Plaid Identity
Verifies account holder identity information.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-identity-dc16d6/llms.txt

### Plaid Signal
Predicts the risk of ACH return for a transaction.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-signal-e9960f/llms.txt

### Credit Risk Score
A credit risk score based on real-time cash flow data for underwriting purposes.
- **Pricing**: $6,825
- **Free**: No
- **Link**: https://vedex.ai/products/credit-risk-score-f56941/llms.txt

### Plaid Investments
Provides data on investment holdings and account activity.
- **Pricing**: $7,500
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-investments-59d557/llms.txt

### Plaid Transactions
Provides historical transaction data and categorization.
- **Pricing**: $7,500
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-transactions-846bcc/llms.txt

### Plaid Balance
Provides real-time account balance information.
- **Pricing**: $6,150
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-balance-84785c/llms.txt

### Identity Verification
Commonly offered by identity intelligence providers for verifying user identities.
- **Pricing**: $5,000
- **Free**: No
- **Link**: https://vedex.ai/products/identity-verification-a571a6/llms.txt

### Plaid Auth
Provides account and routing numbers for ACH transfers.
- **Pricing**: $3,300
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-auth-b588ce/llms.txt

### Plaid Link
The standard front-end module for connecting financial accounts.
- **Pricing**: $6,150
- **Free**: No
- **Link**: https://vedex.ai/products/plaid-link-eb66bf/llms.txt

## Links

- Vedex Profile: https://vedex.ai/vendor/plaid-a85c1c
- Due Diligence: https://vedex.ai/due-diligence/plaid-a85c1c